The Platinum Card® from American Express earns 5 Membership Rewards points per dollar spent on flights booked directly with airlines or with American Express Travel (on up to $500,000 spent per year); 5 points per dollar on prepaid hotel purchases booked through amextravel.com; 2 points per dollar on other travel ...

Complimentary access to 1,400+ lounges‡ in over 500+ airports across 650+ cities and counting. Find a lounge on the go with the latest version of the American Express® App. Get up to $20 in statement credits each month when you pay for eligible purchases with the Platinum Card® at participating partners.

The Platinum Card® from American Express comes with luxury perks like airport lounge access, a TSA PreCheck or Global Entry fee credit, and a welcome bonus of 80,000 points for spending $8,000 in the first 6 months. Cardholders also earn 1 - 5 points per $1 on purchases.

Visit americanexpress.com to learn more. Our quick take: The Platinum Card® from American Express is the gold standard of luxury rewards travel cards, perfect for demanding travelers who place a high degree of value on perks like lounge access and complimentary elite status.

The American Express Platinum Card is one tier lower. Prospective cardholders may apply online and must meet minimum eligibility requirements. The Black Card has a hefty $10,000 initiation fee, a $5,000 annual fee, and offers many travel perks.

American Express Platinum Card. The American Express Platinum Card offers elevated rewards and benefits for people who routinely spend on travel and other purchases. Like the Black Card, the Platinum Card offers an array of features, but it's less exclusive in terms of who can apply and be approved.

Amex Platinum ultimately offers more value, though. For example, its benefits include airport lounge access, while the Amex Gold Card's perks do not. When it comes to ongoing rewards on purchases, Amex Platinum has a higher maximum earning rate and better travel rewards. But Amex Gold provides more everyday value.

The Platinum card is geared for people who travel frequently. It has more travel perks than the Gold card. Rewards points can be used for merchandise, gift cards, dining, shopping, entertainment, or for use at the Amex travel website.

Terms may apply to offers listed on this page. The Amex Platinum Card has one of the largest annual fees (see rates and fees) of any travel card on the market, but despite this, it can be well worth the cost for a lot of people.

The Amex Centurion The Amex Centurion (or Amex Black) is the highest level American Express card, but it has a very elite, invite-only membership and Amex does not officially publish its information.

Amex Platinum Card®: An Overview The Amex Platinum® is a premium credit card that offers a welcome bonus, luxury perks, and other value-added services. Cardholders benefit from Uber credits, airfare discounts, bonus points, cashback and much more.

American Express generally requires a good to excellent credit score to qualify for The Platinum Card® from American Express. Terms apply. You'll want to have at least a 690 credit score before applying for the card. So, you may need to work on building your credit score before applying for the card.

The American Express Centurion Card The Amex Centurion The American Express Centurion Card The Amex Centurion (or Amex Black) is the highest level American Express card, but it has a very elite, invite-only membership and Amex does not officially publish its information.