A typical tenant's insurance policy provides coverage, up to a limit, for the amount that you would have to pay in the event you are found liable for damages to others (liability coverage). You can often buy extra coverage to increase the limit of your liability coverage.

Renters insurance can cover items damaged by fire, smoke, and other situations. Water Damage: Similar to fire and smoke, your renters insurance may cover items caused by certain types of water damage. Temporary Living Expenses: If your apartment is damaged due to a covered loss, you may need to find a place to stay.

Your renters insurance policy may help pay to repair or replace personal handheld electronics, including a laptop, smartphone, tablet or personal computer, if they are stolen or damaged by certain causes.

How much is renters insurance in Florida? The average cost of renters insurance in Florida is $152 a year, or about $13 a month, according to NerdWallet's rate analysis. That's about 3% more than the national average of $148.

The following are a few of the most important benefits of owning a renters insurance policy: Protection for personal property: Florida renters insurance can offer coverage for the loss or destruction of personal property due to theft, fire, or other covered occurrences, including furniture, gadgets, and clothes.

Under Florida law, tenants are protected from retaliation and discrimination by landlords. This means a landlord cannot retaliate against a tenant for exercising their legal rights, such as reporting a code violation or requesting repairs.

Whether or not your renters insurance covers a broken TV depends on the cause of the damage. If your TV is stolen, or if it's damaged by fire or certain types of water events, it would likely be covered. If your TV simply stops working for no reason, or breaks due to simple wear and tear, it won't be covered.

Here's some good news: renter's insurance and homeowners insurance cover your laptop, and everything else you own. So your laptop is covered for the 'perils' listed in your policy: that's insurance-speak for bad things that could happen, like vandalism, theft, and fire.

The average cost of renters insurance is about $15 to $20 per month1. However, what you end up paying depends on a number of factors.

FAQs in Relation to How Much is Health insurance in Florida Generally, an individual policy with basic advantages can cost around $250 to $400 per month. For families looking for comprehensive coverage with all available options included in their plans may pay upwards of $1000 or more each month.

While there's no law requiring that you purchase renters insurance in Florida, your individual landlord might specifically require it.

Specifically, the law decreases the required notice period for tenants from a minimum of 60 days to a range of 30 to 60 days. Meanwhile, it offers a small benefit to month-to-month renters by extending the notice period for ending their tenancy from 15 days to 30 days.