A checking account is used for day-to-day cash deposits and withdrawals. With a checking account, you can access your money through in-person withdrawals, a debit card, bank wire transfers or by writing checks. There are different types of checking accounts, including a student checking account.

A traditional checking account is the most common bank account you'll encounter. It provides basic functionality for everyday banking needs. With a traditional checking account, you typically have access to services including check writing, a debit card and online banking.

Chase checking accounts

The bank offers checking accounts, savings accounts, prepaid cards, credit cards, mortgages, home equity lines of credit, auto loans and business banking. More about Chase: JPMorgan Chase & Co. is a global investment bank and financial services company with roots that go back to 1799.

A checking account lets you pay bills, transfer money to savings, receive cash from ATMs and make purchases with your debit card. Your checking account is a key part of your personal money management.

Types of Checking Accounts

• Traditional Checking Account. A traditional checking account, also referred to as a standard or basic checking account, offers the ability to write checks.
• Premium Checking Account.
• Interest-Bearing Checking Account.
• Rewards Checking Account.
• Student Checking Account.
• Second Chance Checking Account.

These are some of the most widely available types of checking accounts offered at banks and credit unions.

• Traditional checking account.
• Student checking account.
• Senior checking account.
• Interest-bearing account.
• Business checking account.
• Checkless checking.
• Rewards checking.
• Private bank checking.

Checking account: A checking account offers easy access to your money for your daily transactional needs and helps keep your cash secure. Customers can typically use a debit card or checks to make purchases or pay bills. Accounts may have different options to help avoid the monthly service fee.

Chase ranked second in the 2022 J.D. Power U.S. National Banking Satisfaction Study. Chase has a good basic checking account but its savings rates are low, and some fees are high and hard to avoid.

While there's no minimum deposit to open the account, it does have a $12 monthly maintenance fee. Customers can avoid the monthly fee by meeting any of the following requirements: Receive a minimum of $500 in monthly electronic deposits. Maintain a daily balance of $1,500 or more.

A checking account lets you pay bills, transfer money to savings, receive cash from ATMs and make purchases with your debit card. Your checking account is a key part of your personal money management.