What is GO2bank App?
GO2bank is a mobile banking app that allows users to manage their financial lives from the convenience of their smartphones. With GO2bank, users can easily and securely manage their accounts, track their spending, and perform everyday banking tasks such as depositing checks, transferring money, paying bills, and more.
One of the key features of GO2bank is the ability to open a mobile bank account with no monthly fees, no minimum balance requirements or overdraft fees. This makes it an attractive option for those who are looking for a low-cost banking alternative to traditional brick-and-mortar banks.
GO2bank users can also benefit from early access to their paychecks with direct deposit and access to a large network of ATMs that are fee-free for all GO2bank customers.
Additionally, GO2bank offers a variety of tools and resources to help users manage their finances more effectively, such as budgeting tools, alerts for important account activity, and financial coaching.
Overall, GO2bank is a user-friendly platform that is well-suited for individuals who are looking for a convenient and accessible way to manage their finances.
Frequently Asked Questions about go2bank app
A Go2bank Account is a mobile bank account that combines a checking account and a high-yield savings account. It also includes a Visa debit card. GO2bank charges a $5 monthly service fee unless you receive ongoing direct deposits. Eligible direct deposits include payroll or government benefit checks.
GO2bank is a brand of Green Dot Bank, Member FDIC. Green Dot Bank operates under the following registered trade names: GoBank, GO2bank, Green Dot Bank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank.
GO2bank™ is the banking app built for everyday people. Keep more of your hard-earned money with no monthly fees¹ and our free nationwide ATM network⁷. No surprise fees. Say no to monthly fees and hidden fees² and yes to keeping more of your money. No monthly fees with eligible direct deposit¹.
GO2bank is Green Dot's flagship mobile bank account. Green Dot has been named one of Newsweek's Most Trustworthy Companies in America for 2023 and has serviced more than 67 million accounts over the last 23 years.
The GO2bank app has worked flawlessly and is the best app I have used for online banking. I Highly recommend GO2bank. Earn more, faster with a high-yield savings account and interest paid quarterly on up to $5,000.
You may withdraw up to $500 per day using your GO2bank debit card, provided you have funds available in your account. See your Deposit Account Agreement for additional details and limits and fees.
$50,000
There is no limit on the savings balance, however, the sum of your GO2bank available balance and amount in all vaults cannot exceed $50,000.
The daily cash deposit limit per GO2bank account is $3,000. GO2bank may accept direct deposits for pay or benefits in excess of that limit at it's sole discretion. Was this answer helpful? * When on a desktop, hover over * to view important disclosures.
GoBank is a brand of Green Dot Bank, Member FDIC, which also operates under the brands Green Dot Bank and Bonneville Bank. Deposits under any of these trade names are deposits with a single FDIC-insured bank, Green Dot Bank, and are aggregated for deposit insurance coverage.
GoBank is a brand of Green Dot Bank, Member FDIC, which also operates under the brands Green Dot Bank and Bonneville Bank. Deposits under any of these trade names are deposits with a single FDIC-insured bank, Green Dot Bank, and are aggregated for deposit insurance coverage.
If you open an account online, there is no fee or minimum balance requirement. If you open an account by getting a GO2bank debit card in a store, then there is a purchase fee and an initial deposit of $20 - $500 required.
Add cash at the register of participating retailers. Up to $4.95. Cash deposits are limited to $2,500 per day and $3,000 per 30 days, subject to a maximum account balance of $50,000. GETTING CASH. FEE.
For additional information about Annual Percentage Rates, fees and other costs, see the GO2bank Secured Credit Cardholder Agreement and Security Agreement (PDF). Credit limit starting at $100. Monthly credit bureau reporting.
GoBank offers mobile checking with cash deposits at retailers and no credit check. But be aware of fees. Jeanne is a former NerdWallet writer focusing on credit, debt and loans. She has covered financial topics for more than 20 years, including stints at Fortune and Money magazines.
