Most homeowners insurance policies won't cover roof leaks caused by normal wear and tear. However, a home warranty service contract will cover roof leaks that occur due to wear and tear, which can provide peace of mind that your home's roof is protected.

These are our top four picks for home warranty companies with roof coverage:

• American Home Shield: Most experienced.
• Liberty Home Guard: Most customer-friendly.
• America's First Choice Home Club: Most coverage options.
• Select Home Warranty: Budget-friendly.

PLUMBING SYSTEM/STOPPAGE – COVERED: Leaks and breaks of water, drain, gas, waste or vent lines. Toilets and related mechanisms. Toilet wax ring seals. Faucets.

Old Republic Home Protection is BBB-accredited with an A+ rating. As with any good home warranty company, Old Republic has a mix of positive and negative customer reviews.

The length of your roof's warranty will depend on the roofer who has undertaken the work. Some will guarantee the work for as long as the materials will last, which could be up to 30 years, whereas those who offer an Insurance Backed Guarantee, will likely guarantee the work for 10 years.

Prevent leaks by installing waterproof barriers for roofs at eaves, vents, chimneys, dormers, skylights, and other areas prone to leaks. Like the name suggests, waterproof barriers prevent water from being able to seep through your roof to cause water damage, mold, and mildew.

A warranty can provide repairs or replacement of the roof if there is an issue due to product failure or installation problems as long as you have kept to the terms of the owner's responsibilities.

Sadly, most smartphone brands do not cover water damage even if the smartphone is under warranty. But some brands, such as Apple, offer a visible Liquid Contact Indicator (LCI) to show whether the smartphone has been in contact with water or a liquid containing water.

In many cases, a home warranty covers leaking or burst pipes. Worn or faulty appliances: Your hot water tank, washing machine, refrigerator, and dishwasher are common household appliances that can cause water damage. This usually happens because the hoses and pipes attached to the appliances weaken and crack.

A 10-year builders warranty covers structural defects to a home's designated load-bearing elements. Builders always stand by the quality of the homes they build. But 80% of structural defects occur because of things outside of the builder's control, such as soil movement.

Usually, an extended warranty is most worthwhile if it starts when the manufacturer's original warranty expires, whether you're driving a new or used car. As with any warranty, the key is to read the fine print of an extended warranty and ask any and all questions before you sign.

between 25 to 50 years The average lifespan of a roof usually ranges between 25 to 50 years. However, a roof's life expectancy ultimately depends on the quality, durability and type of material chosen.

In the meantime, if you're in a pinch, here are 4 temporary fixes for a leaky roof you can try.

• Polyethylene Plastic Sheets.
• Water Proof Tarps.
• Tar Paper.
• Patching (or Plugging)