Platinum X5 Visa

• 5% cash back rewards on the first $5,000 of eligible purchases on gas, grocery, and internet, cable, satellite TV and mobile phone services each year, then 1% thereafter†
• Unlimited 1% cash back rewards on all other purchases†

Receive 1% cash back rewards on eligible gas and grocery purchases as well as mobile phone, internet, cable and satellite TV services.

Cash back rewards: With the Credit One Bank® Visa® Cash Back Rewards, cardholders earn 1% cash back on qualifying gas and grocery purchases. The card also offers 1% cash back on select telecommunication services, which include internet, cable, satellite TV and cellphone services.

Better-than-average rewards program For a starter card, the Credit One Bank Platinum Visa card offers a decent rewards program, though there are better ones around. Cardholders can earn 1% cash back on all eligible purchases, which include gas, groceries, mobile phone, internet, cable and TV.

With either a gas or regular rewards card, your interest charges could easily wipe out any money you're saving on gas, and then some. Finally, note that the best way to save on gas might be by not using a credit card at all. Some stations will give you an even bigger discount if you pay with cash instead.

Paying with a credit card rather than a debit card or cash gives you more security in the event of fraud. But another reason to consider using a credit card is that some types of purchases result in a hold on your funds. Examples include gas stations, hotels, and rental cars.

With the Credit One Bank® Platinum X5 Visa®, you'll earn 5% cash back rewards on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone service purchases each year, and then 1% thereafter.

Foreign transaction fees of 3% – All of the Credit One credit cards charge a 3% foreign transaction fee. 1 This fee is levied for those making purchases while traveling internationally or buying from an online store based in another country.

The maximum credit limit for a Credit One credit card is $2,000, according to online reports, but the issuer does not disclose an official amount. If approved for a Credit One card, applicants can expect a minimum credit line of $300 to $500 initially, depending on the card and their credit standing.

Fuel cards give companies greater visibility and control over their drivers' purchases, with data that can be tracked and reported on. Fuel cards are also typically more secure than credit cards, as they typically don't require personal information to be used; this makes them less vulnerable to fraud.

The $100 hold ensures that there are enough funds on your card to pay for gas. When you're finished pumping, the station will charge you for the actual purchase amount, and the $100 gas hold will be released once the transaction is completed, which can take several days.

$75 for the first year. After that, $99 annually ($8.25 per month). 1% cash back on eligible purchases including gas, groceries and phone services.