Sign up to track 70 nationally aired TV ad campaigns for Rocket Money. In the past 30 days, Rocket Money has had 67 airings and earned an airing rank of #2,081 with a spend ranking of #2,034 as compared to all other advertisers.

Rocket Money is a legit app in the sense that it helps you stay on top of monthly subscriptions and bills. And if you pay for Premium, its team makes the effort to negotiate better rates for you if that's what you want. However, there are numerous aspects of Rocket Money that we're not fans of.

The app's standout feature is Bill Negotiation. You'll upload a copy of your bill, and Rocket Money will determine whether you can get the same service with the company for a lower price. If you select the Premium plan, Rocket Money may also help you get refunds on bank fees.

Cons

• You have to pay for Rocket Money Premium to unlock most features.
• You pay for successful bill negotiations even after paying your monthly membership fee.
• Canceling Rocket Money Premium takes several steps.
• No real-time account syncing for free members.

Rocket Money connects all of your financial accounts so you can have a full picture of where your money is going. It also works to identify your monthly bills and subscriptions based on recurring charges, separate from helping you to track your spending.

How does Rocket Money work? As an “all-in-one” personal finance app, Rocket Money has numerous features to help you track your spending and reduce spending as well. To get started, you connect your various bank accounts to Rocket Money so it can monitor your transactions and help you budget.

Rocket Money makes it easy to set up a budget that automatically monitors your spending by category. Our spend trackers and alerts help keep you on track toward your financial goals. Rocket Money analyzes your income and expenses and then helps you understand how much you have available to spend per month.

The problem, colloquially known as the “tyranny of the rocket equation,” is that as payload mass increases, so does the amount of propellant required to break free of Earth's gravitational grip. Even among spacecraft of radically different design, the ratios are strikingly similar.

Compared with airbreathing engines, rockets are lightweight and powerful and capable of generating large accelerations. Most liquid fuels used in rockets are dangerous (toxic or corrosive or explosive) and are difficult to handle.

Rocket Money Premium offers several additional features to help you save money and manage your finances.

• Concierge Services. Rocket Money automatically identifies your subscriptions, bills, and other recurring payments.
• Premium Chat.
• Unlimited Budgets.
• Custom Categories.
• Smart Savings Accounts.
• Realtime Balance Syncing.

Rocket Money does plenty to help you get a handle on your money, and it's one of the best personal finance apps we've tested. It imports your financial transactions from multiple sources and supports the same kinds of money management features you get from Mint and other similar apps.

The Bottom Line Rocket Money is a comprehensive personal finance management app with enough free features to please some, though anyone who micromanages their money should opt for the reasonably priced Premium version. PCMag editors select and review products independently.