After you connect your bank accounts, Rocket Money automatically categorizes expenses and highlights your spending patterns so you know which categories you might be overspending on. This could be your entertainment budget, or maybe you're spending slightly too much on groceries each month.

Sign up to track 70 nationally aired TV ad campaigns for Rocket Money. In the past 30 days, Rocket Money has had 67 airings and earned an airing rank of #2,081 with a spend ranking of #2,034 as compared to all other advertisers.

1. On the mobile app go to the the Dashboard & scroll to your account balances.
2. Tap on your Smart Savings account, which will be right below your bank account's savings accounts.
3. Select Options in the upper right corner.
4. Tap on Withdraw and enter the amount of money you'd like to withdraw from Smart Savings.
5. Done!

If you are seeing a weekly or bi-weekly transaction (usually a round amount like $10/weekly or monthly) going to Rocket Money this is likely not a charge. This is a transfer to your Smart Savings account. This is your account at an FDIC insured bank and you have access to withdraw these funds at any time.

Yes, Rocket Money is safe. It has 256-bit encryption to store data and is partnered with Plaid to securely link your accounts. Rocket Money won't be able to make changes to your accounts, and you have the option to unlink accounts.

Rocket Money is free to use, although there are optional services, like bill negotiation, that you can opt in to for an extra cost ranging from $3 to $12 monthly.

A bank wire can take up to 2 days to process, although typically a domestic wire transfer is processed when it is received, which can be as soon as a few hours later.

If you are seeing a monthly transaction of $3, $4, $5, or $6, this is likely for a monthly Premium membership. If you see a one time transaction of $36 or $48, this is likely for our annual Premium membership. You can cancel your subscription at any time from the app via the instructions in this article.

Rocket Money does plenty to help you get a handle on your money, and it's one of the best personal finance apps we've tested. It imports your financial transactions from multiple sources and supports the same kinds of money management features you get from Mint and other similar apps.

Rocket Money is a free app. However, if you decide to get the Premium plan, you'll have to pay a fee once your 7-day free trial ends. You'll get to choose how much you pay per month through a sliding scale. Pay what you think is fair (anywhere from about $3 per month to $12 per month).

Yes, Rocket Money is safe. It has 256-bit encryption to store data and is partnered with Plaid to securely link your accounts. Rocket Money won't be able to make changes to your accounts, and you have the option to unlink accounts.

Is Rocket Money legit? Yes, Rocket Money is a legitimate budgeting app operated by the same company as Rocket Mortgages. It uses Plaid to link your financial accounts in one place to help you manage and budget your money.