Gift Cards are only redeemed in store and cannot be applied toward online purchases.

Can Only Use at Ashley HomeStore. This is a store card, meaning you can only use it to shop in-store at Ashley HomeStore or online at ashleyfurniture.com.

Anchorage, AKAshley HomeStore / Place founded

™ Synchrony credit card On in-store purchases made with your Ashley Advantage™ Synchrony credit card. 60 equal monthly payments required. Down payment, tax and delivery may be required required on in-store purchases.

What credit score is needed for the Ashley Furniture Credit Card? For the Ashley Furniture HomeStore Credit Card you need a credit score of at least 640 (fair credit).

640 For the Ashley Furniture HomeStore Credit Card you need a credit score of at least 640 (fair credit). While having an adequate credit score is important, that alone won't guarantee your approval. The issuer will also look at your income in relationship to your existing debt when considering you for a new account.

What credit score do I need to finance furniture? Since some furniture financing options don't require a credit check, there's no specific credit score minimum. But if you want to use a personal loan, most lenders require a minimum credit score of around 650 or so.

Ashley Furniture Specifics Ashley Furniture is one of the most popular furniture brands in the US. They are well-known for their moderately priced furniture. With manufacturers in both the US and China, Ashley products have a wide variety of price points and design options to fit budget-conscious shoppers.

Arcadia Furniture Started in the 1970s as Arcadia Furniture in the town of the same name, Ashley was originally a hole-in-the-wall producer of cabinets and tables that sold its products through a Chicago-based sales agency called Ashley Furniture Corp.

640 For the Ashley Furniture HomeStore Credit Card you need a credit score of at least 640 (fair credit). While having an adequate credit score is important, that alone won't guarantee your approval. The issuer will also look at your income in relationship to your existing debt when considering you for a new account.

Almost any credit score can qualify to finance furniture, but your options are more limited with poor credit. Some retailers may be more likely to offer financing to those with no credit or low credit scores.

A: In some cases, lenders want a potential borrower to have a credit score of at least 671 or higher, according to Bankrate. Any credit score under 670 is considered fair, and below 580 is poor, but each payment solution provider can determine their terms of approval.