Full Review Farmers earned 4.5 stars out of 5 for overall performance. NerdWallet's ratings are determined by our editorial team. The scoring formula takes into account consumer experience, complaint data from the National Association of Insurance Commissioners and financial strength ratings.

#1 State Farm: Editor's Choice State Farm is the nation's largest car insurance company, accounting for 16.8% of all auto policies sold. The company maintains a stellar customer service reputation that's backed by both industrywide studies and many positive reviews.

We provide an all-around better insurance experience for California based residents by creating an environment that truly puts people first, and prioritizes accommodating their wants, needs, and personal preferences.

Farmers offers the New Car Pledge ®, a guarantee for newly purchased vehicles. We'll replace it with a new one of the same make and model, at full market value without depreciation, as long as the car has less than 24,000 miles and is a maximum of two model years old.

Farmers is among the most expensive car insurance companies we analyzed. Good drivers can expect to pay $2,381 a year for full coverage. Drivers of the same profile can save over $750 with similar coverage from Auto-Owners - or even more at USAA, if they're eligible.

Farmers Is Cheaper for Good Drivers Usually, good drivers pay some of the lowest insurance premiums, but Allstate's rates are higher than Farmers', and the national average. Farmers' rates are higher than Allstate's but still higher than the national average.

State Farm is the cheapest car insurance company overall, with an average rate of $37 a month for minimum coverage.

These are the most expensive states for full-coverage car insurance:

• Michigan: $3,785 per year.
• Connecticut: $2,999 per year.
• Florida: $2,947 per year.
• New York: $2,783 per year.
• Louisiana: $2,783 per year.

They feature stories of animals gone wild, bizarre car accidents, and claims from homeowners that make it into the Farmer's “Hall of Claims.” Each commercial concludes with the simple punch line: “We know a thing or two, because we've seen a thing or two.”

We protect assets and minimize risk to help our customers avoid financial hardship. We strive to be the partner of choice for customers, insurance carriers and employees looking for long-term relationships built on a foundation of trust.

MetLife Inc. and Farmers Exchanges have completed their acquisition of MetLife Inc.'s U.S. property/casualty business for $3.94 billion, assuming 2.4 million in-force policies, the companies announced April 7.

Zurich Insurance GroupZürich Versicheru... AG Farmers Insurance Group/Parent organizations