Included with Experian Boost

• Access your FICO® Score and credit report. Stay up to date with your latest Experian credit report and FICO® Score every 30 days.
• Get credit card and loan offers matched to you.
• Run a free identity scan.
• Save on car insurance.

We gather, analyze and process data in ways others can't. We help individuals take financial control and access financial services, businesses make smarter decision and thrive, lenders lend more responsibly, and organizations prevent identity fraud and crime.

View your Experian Credit Report and FICO® Score* any time, anywhere on your phone or tablet. Free access to Experian Boost®ø Experian credit monitoring with alerts. No purchase necessary.

Experian Boost lets you include your history of certain on-time household bill payments in your Experian credit file to help build credit. Eligible accounts include: Phone bills (mobile and landline) Utility bills (gas, water, electricity, solar) Residential rent (if paid online)

How Is Experian Boost Different? Experian Boost isn't just different - it's the first-ever feature to give users the ability to increase their FICO® Score in a matter of minutes. As mentioned, certain payments have never before factored into your credit scores.

Experian Boost lets you include your history of certain on-time household bill payments in your Experian credit file to help build credit. Eligible accounts include: Phone bills (mobile and landline) Utility bills (gas, water, electricity, solar) Residential rent (if paid online)

Why do employers want to check your report? Mainly to check you are who you say you are, but also to ensure: You have a good track record of managing finances. It's not too big a risk letting you manage money.

Experian Boost works by connecting to your bank and credit card accounts to find qualifying on-time bill payments and, with your permission, adding those payments to your credit file. The process takes about five minutes, and you'll see any changes to your credit scores instantly.

Boost Credit is the micro-financing and micro-insurance brand. by Axiata Digital, the digital services arm of Axiata Group.

Although there isn't a bank that exclusively uses Experian, some banks that typically use Experian data include American Express, Bank of America, and Wells Fargo.

Experian Boost is a credit-building tool that can instantly raise your FICO score by giving you credit for bills you already pay. You can also use Experian's free credit monitoring service to see your credit score for free, as well as benefit from credit monitoring and alerts that help you stay on top of your credit.

Experian Boost is good for people with little to no credit history as well as established borrowers looking to increase their credit scores. Average users boosted their FICO® Score 8 based on Experian data by 13 points. Some may not see improved scores or approval odds.