What is Allstate Drivewise?
Allstate Drivewise is a program developed by the American insurance company, Allstate. The program encourages safe driving habits by monitoring your driving behavior using an app or a sensor that you can plug into your car. The goal of Drivewise is to help drivers become more aware of their driving patterns, and as a result, become better drivers.
When you enroll in Drivewise, you will earn rewards points for safe driving habits. The program looks at several factors to determine your rewards, including your speed, acceleration, braking, time of day, and distance driven. You can earn points for every trip you take, and you will receive an updated report on your driving habits once a week.
The rewards that you can earn through Allstate Drivewise include discounts on your insurance premiums. Depending on your driving habits, you could save anywhere from 10% to 25% on your car insurance. If you are a safe driver, you could save hundreds of dollars per year.
In addition to saving on car insurance, Drivewise also provides feedback on your driving habits. The app or sensor will track your driving patterns over time and offer tips on how you can become a safer driver. You can use this feedback to adjust your driving habits and become a better driver.
Overall, Allstate Drivewise is an excellent program for anyone looking to improve their driving skills and save money on car insurance. By enrolling in the program, you can track your driving habits, earn rewards for safe driving, and receive valuable feedback on how to become a better driver.
Frequently Asked Questions about allstate drivewise
It tracks the vehicle in front of you and finds places in the lane to move in and out. The car's sensors monitor the surroundings and help in perpendicular or parallel parking without much input from the driver. It monitors and alerts you if there is cross traffic in the lane when you are entering.
The app uses locations services (GPS) to provide the customer a map of their route and to show where events took place. This feature does not influence the score. The map of your trips are not shared with Allstate.
Since the Drivewise mobile program follows the person rather than a specific vehicle, the app can detect trips when you are a passenger in a vehicle. The Allstate mobile app does have functionality that will determine different modes of transportation and distinguish between driver and passenger trips.
Allstate Drivewise Pros and Cons
| Pros | Cons |
|---|
| Saves you money on your premiums for practicing safe driving | Requires the collection of data on your driving habits |
| Comes with crash detection to get you help if you're in an accident | Speed, braking, and the time of day you drive impact your discount |
Yes, Allstate Drivewise tracks location for things like underwriting purposes, helping to speed up claims processes, and to give you accurate details of your trips. Your location information does not directly determine your premium or discounts, though.
Drivewise tracks the time when the trip starts and ends in local time. Speed. While the app will calculate the vehicle's average speed, it will also track how often and how long the vehicle exceeds 80 MPH. Starts and stops.
Driver Advantage, with more than four decades of expertise, offers a comprehensive range of services including Commercial Insurance, Equipment Financing, and Compliance & Safety.
Its app uses an accelerometer paired to a smartphone to measure acceleration, speed, sharp turns, phone usage and hard braking. When I'm in my car with my paired phone, the app assumes I'm driving. When my wife is in her car with her paired phone, it assumes she's driving.
After driving for many years in frustrating rush hour traffic, one might find there are three types of drivers, competent drivers who keep the flow going, over cautious drivers who cause slow and backed up traffic, and reckless drivers who weave in and out of traffic causing one near death experience after another.
A driver, or device driver, is a set of files that tells a piece of hardware how to function by communicating with a computer's operating system. All pieces of hardware require a driver, from your internal computer components, such as your graphics card, to your external peripherals, like a printer.
Allstate Drivewise does not know who is driving because it works by monitoring your phone's GPS, which could be in the vehicle even when you're not the driver. If a trip is detected where you aren't the driver, you can delete the trip using the Allstate mobile app, and that trip will not count.
Insurance tracking devices are small devices that gather information captured by your car's computer and provide it to the insurance company. The devices won't change the way your car operates (they won't limit your top speed or when and how you drive) and won't cause any harm to it.
