What Is Root Insurance? Root Insurance is a newer insurance company founded in 2015. Unlike traditional car insurance companies, Root Insurance offers affordable car insurance by only insuring good drivers. Auto insurance rates through Root Insurance primarily depend on a clean driving record.

How does Root car insurance work? The Root app uses technology in smartphones to measure driving behavior - such as braking, speed of turns, driving times, and route consistency - and determines who is a safe driver and who isn't. By only insuring safe drivers, Root can offer more affordable rates.

RootRoot Insurance / Parent organization

We rate Root Insurance 7.7 out of 10.0 and think it can be good for usage-based insurance. The company bases insurance rates on a person's driving habits, making it a rarity in the car insurance industry. Root coverage also comes with roadside assistance and a mobile app that simplifies the quotes and claims processes.

Why Is Root So Cheap? Root claims rates over 50% less than those offered by other insurers because it insures good drivers and does not cover high-risk drivers (who can push up the cost of insurance due to claims).

Root car insurance is suited only for good drivers who aren't seeking specialized coverage options and who are comfortable with managing their policies online. The company's high level of complaints and average grade for handling collision claims are downsides to consider.

At Root, we use telematics to measure your driving behavior. Your good driving is then factored into your rate - the better you drive, the more you could save. Put your driving to the test to see if Root could save you hundreds. Get a quote.

online car insurance company Root Insurance Company is an online car insurance company licensed in 50 states (48 states for personal auto) and the District of Columbia that operates in 34 of those states.

With a vision of bettering lives through better insurance, Root was founded in 2015 on the principle that car insurance rates should be based primarily on driving behaviors, not demographics.

If getting a cheap quote is your top priority and you're a safe driver, Root is a good option for car insurance. A usage-based programs company, Root uses a mobile app to monitor your driving during a test-drive period and tailors your car insurance rates based on your performance.

If getting a cheap quote is your top priority and you're a safe driver, Root is a good option for car insurance. A usage-based programs company, Root uses a mobile app to monitor your driving during a test-drive period and tailors your car insurance rates based on your performance.

The primary function (most important job) of the roots is to take in water and nutrients. Just like people, plants need water and nutrients to grow! Roots also anchor the plant, and help the plant survive periods with too much or too little water and nutrients.