Guaranteed issue life insurance is a type of whole life insurance policy that allows you to skip health questions and or undergo a medical exam. 1. In some spaces, you may hear it referred to as guaranteed life insurance or guaranteed acceptance life insurance.

MassMutual provides financial products such as life insurance, disability income insurance, long term care insurance, retirement/401(k) plan services, and annuities.

Key features of guaranteed life insurance You'll qualify for coverage regardless of your health. Premiums stay the same for the length of the policy. Failure to pay your premiums may result in cancellation. The death benefit won't decrease over time.

What is Nationwide® Guaranteed Level Term? Nationwide Guaranteed Level Term is a term life insurance product that offers life insurance protection for a specific period of time (or term). It's available in 10-, 15-, 20- or 30-year terms. In general, the younger and healthier you are, the lower your premium will be.

Acceptance Insurance was founded in Nashville, TN, in 1969, with the idea that drivers with imperfect records deserve a chance, and that everyone deserves respect. That idea caught on – and 50 years later Acceptance serves nearly 200,000 people from over 350 offices in 17 states and online.

Special acceptance refers to an agreement by a reinsurer to include under a reinsurance contract coverage for a risk that was not automatically included under the terms of the contract.

Yes, MassMutual is reputable. Both AM Best and Standard & Poor's give the insurer high ratings based on the company's financial strength.

An insurance company owned by its policyholders is a mutual insurance company. A mutual insurance company provides insurance coverage to its members and policyholders at or near cost. Any profits from premiums and investments are distributed to its members via dividends or a reduction in premiums.

Guaranteed whole life insurance is permanent, so the death benefit lasts your entire lifetime as long as you continue paying the premiums. You may also be able to lock in a specific rate and secure a death benefit that never goes down.

A life insurance policy guarantees the insurer pays a sum of money to one or more named beneficiaries when the insured person dies in exchange for premiums paid by the policyholder during their lifetime.

Whole life builds cash value - which can be borrowed against or withdrawn later on in life - at a guaranteed rate every year. Term life doesn't build cash value. Policy length. Term life insurance generally lasts for a period of 10 to 30 years from purchase.

We have over 700 agents, online and in over 300 neighborhood locations ready to give you the service, respect and savings you deserve.

While Acceptance Insurance carries an A+ rating from the Better Business Bureau (BBB), it only earns a B rating for financial strength from AM Best.