Whole life insurance is a type of permanent life insurance coverage designed to provide protection for your family by locking in benefits that can help pay for end-of-life expenses, as well as cash value that can be accessed in an emergency. Whole life is available for people aged 45-85 (in NY, ages 50-75) only.

Guaranteed issue life insurance is a type of whole life insurance policy that allows you to skip health questions and or undergo a medical exam. In some spaces, you may hear it referred to as guaranteed life insurance or guaranteed acceptance life insurance.

For more than a century, Mutual of Omaha has been committed to listening to our customers and helping them through life's transitions by providing an array of insurance and financial products.

Several of Mutual of Omaha's life insurance products allow you to get a quote or apply online. For more complex coverage needs, you should discuss your unique situation with an agent and build a policy that will protect your family. Contact us online to start the conversation.

This insurance covers you in case of death resulting from an accident. Guaranteed ADvantage Accidental Death Insurance is affordable coverage with an easy application process. There are no health questions. No medical exams.

Here are the different types of whole life insurance policies you may come across.

• Indexed whole life insurance. The rate at which a cash value account in an indexed life insurance policy grows is typically up to the insurer.
• Variable whole life insurance.
• Single-premium whole life insurance.
• Joint life insurance.

Whole-of-life policies are designed to provide a sum of money (the sum assured) to a customer's family or estate when the customer dies. The customer pays either a lump sum at the outset or a premium every month.

In both policies, beneficiaries are guaranteed of receiving a death benefit. Also, premiums are level meaning they will not change as long as you continue to pay your premiums on time. However, the whole life is more expensive than GUL more so because of the investment factor.

Omaha sits in the agricultural center of the country! Nebraska is famous for its steaks, but our rolling hills and abundant sunshine makes it easy to raise livestock and grow produce. In fact, our area is surrounded by an abundance of local farms and markets perfect for stocking up on meat, dairy, produce and more.

Omaha has one of the world's best zoos. In Omaha, you can stand in two states at once over the Missouri River. A Japanese balloon bomb exploded over an Omaha neighborhood during World War II. The Reuben sandwich was invented in Omaha.

Whole life insurance guarantees payment of a death benefit to beneficiaries in exchange for level, regularly-due premium payments. The policy includes a savings portion, called the “cash value,” alongside the death benefit. In the savings component, interest may accumulate on a tax-deferred basis.