AARP Medicare Supplement plans are insured and sold by private insurance companies like UnitedHealthcare to help limit the out-of-pocket costs associated with Medicare Parts A and B. Supplement plans can help pay for some or all of the costs not covered by Original Medicare - things like coinsurance and deductibles.

Is AARP supplemental insurance good? A supplemental insurance plan from AARP/UnitedHealthcare is a good value. It can help you reduce your out-of-pocket costs for medical care, and it includes discounts on vision, dental, hearing, gym membership and more.

For starters, they're both options for people with Medicare, but Medigap coverage supplements original Medicare, while Medicare Advantage is a private insurance alternative to federally run Medicare. They're very different, and their unique types of coverage can't be combined.

Plan F covers the 20% of Medicare-approved hospital expenses not covered under Part A. Plan F also covers other costs, such as: Part A hospital deductible and coinsurance. Hospital costs up to an additional 365 days after Medicare benefits are exhausted.

Medicare Advantage and Medicare Supplement are different types of Medicare coverage. You cannot have both at the same time. Medicare Advantage bundles Part A and B often with Part D and other types of coverage. Medicare Supplement is additional coverage you can buy if you have Original Medicare Part A and B.

Which AARP Benefits are the Most Popular?

• AARP Travel. Get an insider's view on great vacation ideas with the AARP Travel site.
• Delta Dental.
• AARP Hearing Center.
• AARP Job Board.
• Budget and Avis.
• BMI Calculator.
• AARP Auto Buying Program.
• EyeMed Vision Insurance.

$16 per year Membership is as little as $12 for your first year with automatic renewal and $16 per year after that; it's risk-free and can be canceled at any time. AARP also offers multi-year membership plans.

Some Medicare Advantage plans may also offer extra benefits, such as routine dental, vision and hearing services. A Medicare Supplement plan, also called Medigap, isn't bundled with anything - it's extra coverage you can buy to help pay the out-of-pocket expenses Original Medicare doesn't pay.

A Medigap plan (also called a Medicare Supplement), sold by private companies, can help pay some of the health care costs Original Medicare doesn't cover, like copayments, coinsurance and deductibles.

Myth: AARP is an insurance company. Fact: AARP is not an insurance company. We do however endorse the AARP Medicare Supplement Insurance Plans, insured by UnitedHealthcare Insurance Company.

Therefore, if you're looking to protect your finances from untimely, large medical expenses and additional costs from routine healthcare visits such as deductibles or copayments, rather than being a waste of money, Medicare Supplement plans may help save you money and provide peace of mind in the process.