What is SelectQuote Preferred Plus?

SelectQuote Preferred Plus is a life insurance program that offers policyholders the highest possible rating for their health and lifestyle. This rating is achieved by taking into account a number of factors such as age, gender, height, weight, medical history, and lifestyle habits like smoking or drinking.

The Preferred Plus rating is reserved for individuals who are deemed to be in exceptional health and have a low-risk lifestyle. It means that they are in excellent health, do not have major health issues, and have a lower chance of passing away during the coverage period.

One of the benefits of SelectQuote Preferred Plus is that policyholders can secure a life insurance policy at a lower premium as compared to the standard premiums charged by other insurance companies. Additionally, policyholders under Preferred Plus are usually entitled to enjoy additional benefits such as accelerated underwriting, simplified underwriting process, and higher coverage amounts.

To qualify for SelectQuote Preferred Plus, it’s important to lead a healthy lifestyle by exercising regularly, maintaining a balanced diet, avoiding smoking or consuming alcohol in moderation, and maintaining a healthy weight. It’s also important to invest time in taking a medical examination to confirm the status of your health. If you pass the stringent health check, the policy of SelectQuote Preferred Plus may be the best option for you.

In summary, SelectQuote Preferred Plus is a highly valued life insurance program for individuals who are looking for a life insurance policy with the most favorable health rating. The benefits of this program include lower premiums, simplified underwriting, and higher coverage amounts. However, to qualify for the program, you must lead a healthy lifestyle, have a good medical history, and pass a rigorous health assessment.