The Capital One Spark Cash Plus is an easy-to-use business credit card that offers straightforward rewards - in this case, an unlimited 2 percent cash back on all purchases. It's also a charge card, which means cardholders have to pay their balance in full each month, and there's no APR or preset spending limit.

The limit on a Capital One Spark Classic business card is $500, but you may receive a higher limit depending on how high your credit score and income level are. on Capital One's Secured Site. Credit score is one of the many factors lenders review in considering your application.

Capital One Spark Cash Select for Good Credit And you can earn unlimited 1.5% cash back on all purchases. If you qualify for the card through Credit Karma, you can get an introductory 0% purchase APR for the first 12 Months of having the card. After that, the purchase APR jumps to a variable 20.74% - 28.74%* Variable.

The Capital One® Spark® Classic for Business doesn't offer much in the way of rewards, but it's one of the few business credit cards targeted toward people with fair credit.

Most of the best small business credit cards require good or excellent credit, but if you have a limited credit history or have defaulted on a loan in the past few years, you may be able to get approved for the Capital One Spark 1% Classic *

$15 Minimum Payment Your payment will be the greater of $15 or 1% of your balance plus new interest, late payment fees, and any past due amount.

The strongest candidates may still qualify with a credit score as low as 700. It's recommended you apply for the Capital One Spark Classic for Business if your credit score is between 670 and 739. Once again, some applicants qualify with a score as low as 620.

Summary of the Capital One Spark Business Cards Approval Odds. You have the highest approval odds with a credit score above 740 for the Spark Cash, Spark Miles, and the “Select” editions of either card. A 670 credit score means you're likely to get an instant approval decision for the Capital One Spark Classic.

Does Capital One Spark Business report to the personal credit bureaus? Yes, Capital One states they may report your card activity to the personal and business credit bureaus. Your business credit card activity will appear as a small business credit card.

Business owners with imperfect credit may not be approved for other business credit cards from Capital One, yet the Spark 1% Classic* is geared toward people with fair credit. This typically includes any FICO score between 580 and 669.

Spark 1% Classic Earn unlimited cash rewards while building your credit. Great for businesses that want to build credit.

Most of the best small business credit cards require good or excellent credit, but if you have a limited credit history or have defaulted on a loan in the past few years, you may be able to get approved for the Capital One Spark 1% Classic *