What is Walmart Credit Card?
Walmart Credit Card is a payment card that is issued by Synchrony Bank. The card can be used to shop at Walmart stores, online at Walmart.com, and also at various other locations where Mastercard is accepted. The Walmart Credit Card offers a number of benefits to users, including cash back rewards, discounts, and special financing offers on select purchases.
One of the key benefits of the Walmart Credit Card is the cash back rewards program, which allows cardholders to earn rewards on their purchases. Depending on the type of purchase, users can earn up to 5% cash back. This cash back can be redeemed for statement credits, gift cards, or even used to make purchases at Walmart.
In addition to the cash back rewards program, the Walmart Credit Card also offers special financing offers on select purchases. For example, cardholders may be able to take advantage of 0% financing for a set period of time on large purchases, such as electronics or appliances.
The Walmart Credit Card also provides users with fraud protection, online account management tools, and the ability to add authorized users to their account. As with any credit card, it is important to use the Walmart Credit Card responsibly and pay off any balances in full each month to avoid interest charges.
Overall, the Walmart Credit Card is a useful payment card for frequent Walmart shoppers and anyone looking to earn cash back rewards on their everyday purchases. However, as with any financial product, it is important to do your research and carefully consider the terms and conditions before applying.
Frequently Asked Questions about walmart credit card
About the card
The card can only be used at businesses under the Walmart umbrella, including all Walmart stores, Sam's Club and Murphy's Gas Stations. It comes with most of the offers of store-specific cards - high APR, no annual fee - while also offering special financing options for cardholders.
Walmart Inc. (WMT) offers two kinds of credit cards, Walmart Rewards Mastercard, which can be used anywhere Mastercard is accepted, and a Walmart MoneyCard, which is a store credit card.
The Capital One Walmart Rewards Mastercard can be a great option for loyal Walmart customers who shop regularly online and can make the most of this card's generous cash back rates. This card also has a solid flat rate for Walmart purchases and big-budget staples like gas, restaurants and travel.
The card delivers 5% cash back at Walmart.com; 5% cash back on store purchases for the first year using the store's mobile wallet, Walmart Pay, then 2% thereafter; 2% back on dining and travel; and 1% back on all other eligible purchases. The card charges no annual fee or foreign transaction fee.
Walmart and Capital One offer two credit cards: The Capital One® Walmart Rewards™ Mastercard® is an "open-loop" product, meaning it can be used anywhere Mastercard is accepted.
Walmart Visa gift cards are prepaid cards that can be loaded with a specific dollar amount and used for purchases wherever Visa cards are accepted. These gift cards are not tied to a specific store, allowing recipients the freedom to shop at a wide range of locations, including online merchants.
Walmart MoneyCard® Visa® Card - Walmart.com.
Get rewarded for your everyday purchases at Walmart - up to $75 each year! Plus, shop everywhere Visa® or Mastercard™ debit cards are accepted in the U.S. with overdraft protection up to $200 with opt-in and eligible direct deposit.
the United States
Walmart gift cards are generally only valid for use within the United States. While Walmart has a presence in other countries, such as Canada, Mexico, and the United Kingdom, their gift cards are typically only redeemable within the country in which they were purchased.
The Capital One Walmart Rewards® Mastercard® is a good credit card for people who frequently shop at Walmart, especially Walmart.com. The Walmart Card's rewards rates range from 1% to 5% back, depending on the type of purchase made.
Quick Facts
- Earns Walmart Reward Dollars on every dollar spent using the card, plus earn bonus rewards when you use your card at Walmart.
- No annual fee.
- Finance Walmart purchases of $199.99 or more over 6 months, interest-free.
- Get up to $45 in welcome bonuses when you first get your card.
Duo Bank of Canada
The Walmart Rewards Mastercard® is issued by Duo Bank of Canada. All Walmart trademarks are the property of Walmart Apollo, LLC, and are used by Duo Bank of Canada under license. The Western Union name, logo, and related trademarks and service marks, owned by Western Union Holdings, Inc., are used with permission.
Get rewarded for your everyday purchases at Walmart - up to $75 each year! Plus, shop everywhere Visa® or Mastercard™ debit cards are accepted in the U.S. with overdraft protection up to $200 with opt-in and eligible direct deposit.
