We offer a discount on your car insurance if you, or anyone living at your address has a car, home or van AXA direct policy. We offer a discount on your home insurance if you have an existing van or car policy with AXA directly.

Passive Restraint Discounts This type of discount applies to seat belts and front airbags. You can save up to 30% on your personal injury protection (PIP) or medical payments (MedPay) premiums simply by having factory-installed seat belts and front airbags.

No, Farmers does not charge a cancellation fee for customers canceling their car insurance coverage mid-policy. Drivers can cancel a Farmers policy by calling their agent or 1 (888) 327-6335, and they will receive a full refund for any unused premiums.

Collision coverage helps pay to repair or replace your vehicle if it's damaged or destroyed in an accident with another car, regardless of who is at fault. That's different from liability coverage, which helps pay for damage to another person's car from an accident you cause.

This means that the more lines of business you have with an insurance company the more room for savings. For example, you can save by combining all types of insurance products such as home & auto, life, motorcycle, recreational, and dental.

Please keep in mind that the second discount is applied to the price AFTER the first discount has been applied. For example, if the original price was $50 and we have two discounts: 20% and 10% , then we're doing something like this: $50 - 20% × $50 = $50 - $10 = $40 . Then $40 - 10% × $40 = $40 - $4 = $36 .

Passive restraints include labrums, menisci, ligaments, and bone; some of them can get a bit stronger (particularly bone), but on the whole, they aren't as dynamic as muscles and tendons.

Vehicle Safety Discounts Daytime running lights are typically very small discounts, but airbag discounts for full-front seat airbags can be as much as 40% applied to your medical payments or personal injury protection coverage.

Insurance policy cancellation provisions require insurers to notify insureds in advance (usually 30 days) of canceling a policy and stipulate the manner in which any unearned premium will be returned.

Receiving an insurance refund will largely depend on why you're canceling the policy and how much of the premium you paid in advance. If you pay your full premium upfront, then you'll typically get a refund when you cancel your policy.

When objects collide, the energy transfers from one object to the other. Energy is the ability to do work (or in more simple terms: energy makes things happen). The amount of energy transferred during a collision depends on the weight and speed of the moving object.

Collision and damage insurance (also known as collision/loss damage insurance) protects you, the cardholder, in the event that you rent a car that is subsequently damaged or stolen. The insurance applies only to the car itself; it does not cover any damages to other cars, property or people.