What is the credit limit for the Wells Fargo Active Cash® Card? The credit limit for the Wells Fargo Active Cash® Card typically ranges from $1,000 to $20,000 or more, based on user reports we reviewed. Credit limits vary by cardholder and depend on several factors, including annual income and credit history.

July 2021 Wells Fargo launched the Wells Fargo Active Cash® Card in July 2021, which has no-annual fee and earns a flat 2% cash rewards across the board.

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The Wells Fargo Active Cash® Card is a good credit card for people with a credit score of 700 or higher who want to earn above-average rewards without any hassle and without paying an annual fee.

On our list, the card with the highest reported limit is the Chase Sapphire Preferred® Card, which some say offers a $100,000 limit. We've also seen an advertised maximum credit limit of $100,000 on the First Tech Odyssey Rewards™ World Elite Mastercard®, a credit union rewards card.

The Wells Fargo Active Cash earns an unlimited 2% cash rewards on purchases and charges no annual fee. This puts it in competition with the best flat-rate cash-back cards on the market.

Wells Fargo Active Cash® Card: Basics Card type: Cash back. Annual fee: $0. Sign-up bonus: Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months. Rewards: Unlimited 2% cash rewards on purchases.

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Wells Fargo Active Cash Credit Score Requirements Wells Fargo doesn't clarify what credit score is recommended to qualify for the Active Cash card, but we expect that applicants likely need a good credit score of at least 670 on the FICO 8 scoring model to qualify.

On our list, the card with the highest reported limit is the Chase Sapphire Preferred® Card, which some say offers a $100,000 limit. We've also seen an advertised maximum credit limit of $100,000 on the First Tech Odyssey Rewards™ World Elite Mastercard®, a credit union rewards card.

A $5,000 credit limit is good if you have fair to good credit, as it is well above the lowest limits on the market. The average credit card limit overall is around $13,000, but you typically need good or excellent credit, a high income and little to no existing debt to get a limit that high.