The card serves as an alternative to traditional banking while providing many of the same services you may find at a local or online bank. As a financial technology company, Netspend isn't a bank, but it partners with banks to provide banking services attached to its prepaid cards.

All transactions made using Netspend cards are insured by the Federal Deposit Insurance Corporation (FDIC) up to the current coverage limit, and the cards can be used anywhere MasterCard and Visa debit cards are accepted.

Netspend is a company with prepaid cards that offers an alternative to checking account debit cards, credit cards, and cash. Customers provide the company with their names and addresses, and the company mails them personalized cards that they activate and load with funds. The cards are operated by Mastercard and Visa.

The Netspend Prepaid Visa card may be an excellent choice for those with poor credit or those who choose to not have a bank account - but its high rates and fees, on the other hand, may make other prepaid cards or even secured credit cards sound more appealing.

Why does the IRS send Netspend prepaid debit cards in the mail? If the IRS doesn't have your direct deposit information on file, you may receive money in the mail. This can come in the form of a check or a prepaid debit card. One type of prepaid debit card the IRS may send is Netspend.

It's a bank account built with you mind. There's no credit check and no minimum balance required to open an account. * Best of all, you get access to online banking, paydays up to 2 days earlier[1] with Direct Deposit, optional high-yield Savings Account[2] and many more features.

Netspend is a financial technology company.

Using Netspend card overseas Netspend cards can be used worldwide and prepaid cards have always been a smarter choice if you are willing to travel abroad. Prepaid debit cards are safer as well. If your card is stolen, lost, or compromised, you can call customer service immediately and get it deactivated.

Using Netspend card overseas Netspend cards can be used worldwide and prepaid cards have always been a smarter choice if you are willing to travel abroad. Prepaid debit cards are safer as well. If your card is stolen, lost, or compromised, you can call customer service immediately and get it deactivated.

There are additional fees involved in using the card internationally. When you buy standard items or services overseas, the foreign transaction fee is 3.5% of the U.S. dollar amount. On every international ATM withdrawal, there is a charge of $4.95 per withdrawal along with the ATM's own transaction fee.

Why did i get a random netspend card in the mail. The simple answer is because it's fast. The IRS says it's sending out prepaid debit cards “to speed delivery of the payments to reach as many people as soon as possible.” These cards are sponsored by the Bureau of the Fiscal Service.

Why does the IRS send Netspend prepaid debit cards in the mail? If the IRS doesn't have your direct deposit information on file, you may receive money in the mail. This can come in the form of a check or a prepaid debit card. One type of prepaid debit card the IRS may send is Netspend.