Cash back rewards: With the Credit One Bank® Visa® Cash Back Rewards, cardholders earn 1% cash back on qualifying gas and grocery purchases. The card also offers 1% cash back on select telecommunication services, which include internet, cable, satellite TV and cellphone services.

Better-than-average rewards program For a starter card, the Credit One Bank Platinum Visa card offers a decent rewards program, though there are better ones around. Cardholders can earn 1% cash back on all eligible purchases, which include gas, groceries, mobile phone, internet, cable and TV.

Card Features Get big rewards on purchases you make every day! Earn 5% cash back rewards on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone service purchases each year, then 1% thereafter.

If you do qualify for the Platinum Card with No Annual Fee, you'll earn unlimited 2 percent cash back on eligible purchases in key everyday categories: gas, groceries, cellphone, internet, cable TV and satellite TV services.

No, cash back is not free money. You need to make a purchase with your card to earn cash back. Cash-back rates typically range from 1% to 5%, so you will still be paying for the majority of your purchase out of pocket.

The cash back is typically issued at the end of the statement period or billing cycle and you can redeem it as a deposit into a bank account, statement credit, check, gift card, and potentially other options, depending on the credit card. Cash-back credit cards come in different forms.

Visa credit card Since this card is a Visa credit card, you'll have access to a few decent Visa benefits. The card does offer modest rewards on a few key spending categories.

Poor customer service J.D. Power's credit card satisfaction study for 2023 is a good example of how poorly regarded Credit One Bank is. In that study, Credit One Bank had the lowest customer satisfaction score among credit card issuers. It had a score of 496, compared to an average of 609.

Earn 1% cash-back on all purchases The Platinum Cash Back card has the best of both worlds - a low rate and one point for every dollar spent. Your cash-back will be credited to your account monthly. Enjoy lots of great features and benefits to make this your everyday value card!

Additional Card Benefits

• Contactless. Payment.
• Zero. Fraud Liability.
• Free Online Access. to credit score†
• Easy-To-Use. Mobile App.
• Customizable. Notifications.
• Choose a New Payment. Due Date.

The Platinum Card® from American Express earns Membership Rewards points, which offer flexible redemption options that vary in value.

• A jet-setting welcome offer.
• Big travel rewards.
• Up to $200 in annual credit for airline incidental fees.
• Up to $200 in Uber cash for rides.
• Up to $200 in annual hotel credit.

Cash Back in Hand With debit cards and some credit cards, a customer may also get the opportunity to receive cash back immediately at a supermarket or other location. The customer can ask the merchant to add an extra amount to the purchase price and receive this additional cash.