Wells Fargo is the biggest U.S. mortgage servicer, which involves collecting payments from borrowers, with nearly $1 trillion in loans, or 7.3% of the market, as of the third quarter, according to data from Inside Mortgage Finance.

A quick overview of Wells Fargo's loan options

The “big four banks” in the United States are JPMorgan Chase, Bank of America, Wells Fargo, and Citibank. These banks are not only the largest in the United States, but also rank among the top banks worldwide by market capitalization, with JPMorgan Chase being the most valuable bank in the world.

Wells Fargo Personal Loan Requirements & Application Info However, multiple third-party sources indicate you will likely need a credit score of at least 660 for approval. Minimum income: Wells Fargo does not disclose minimum income requirements. Age: You must be at least 18 years old.

To be eligible for a personal loan, you are required to have an open Wells Fargo account for at least 12 months.

The Big4 banks include BIDV, VietinBank, Vietcombank and Agribank.

The Big Four are the four largest professional services networks in the world: Deloitte, Ernst & Young (EY), KPMG, and PwC. They are the four largest global accounting networks as measured by revenue.

Wells Fargo personal loans are likely a good fit for existing customers, thanks to a wide range of loan amounts and repayment terms, plus perks like pre-qualification and a rate discount.

Wells Fargo is a solid choice if you're looking for a brick-and-mortar bank with a national presence. It also offers some of the best checking and savings account bonuses out there for opening new accounts. But to earn high savings rates, you'll want to look elsewhere.

Some offer personal loans as small as $600. Others may set the minimum higher at $5,000. Maximum loan amounts also vary widely. Lenders like LightStream and SoFi offer personal loans up to $100,000, but most will offer loans of up to $50,000 or less.

Banks offer personal loans typically ranging from $1,000 to $100,000. These loans have low interest rates and can come with perks for existing customers. Though not all banks offer personal loans, those that do are a smart first stop for borrowers.

The aphorism goes that “bigger is better”, but that may not seem the case with the multibillion-dollar banking sector. Commonwealth Bank, NAB, Westpac and ANZ are household names – they dominate the market and are known as the “big four”. You could even say they have BBE: big bank energy.