The Citi Double Cash ® Card is a Mastercard credit card that provides Cardmembers with cash back rewards. Cardmembers earn 2% cash back by earning 1% cash back on purchases, plus an additional 1% cash back as they pay for those purchases. Cash back is earned in the form of ThankYou ® Points.

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The Citi Double Cash can also come in handy as a balance transfer credit card. The card's 0 percent introductory APR on balance transfers lasts an impressive 18 months (then 19.24 percent to 29.24 percent variable) That's one of the longest offers you'll find on a no-annual-fee rewards card.

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$500 Your credit limit depends on your income and credit history. For the Citi Double Cash Card, the minimum credit limit is $500, but some users report credit limits that are substantially higher, with some as high as $25,000.

19.24%-29.24% Interest rate: 0% intro APR on Balance Transfers for 18 months, and then the ongoing APR of 19.24%-29.24% Variable APR. Balance transfer fee: 3% of the amount transferred or $5 (whichever is greater) for transfers completed within the first four months of account opening; 5% fee or $5, whichever is greater, after that.

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The Citi Double Cash Card minimum payment is any past-due, overlimit or Citi Flex Plan amounts plus the highest of: Your statement balance, if it's less than $35. $35, if the statement balance is at least $35. 1% of your statement balance, plus interest and fees.

Shahmir Khaliq Shahmir Khaliq is Citi's Head of Services, which includes the firm's Treasury & Trade Solutions (TTS) and Securities Services businesses and provides cash management, working capital solutions and post-trade securities services across Citi's global network. Shahmir is a member of Citi's Executive Management Team.

Hannes Hofmann Hannes Hofmann leads our Global Family Office Group, bringing the vast network and resources of Citi together with our private banking services.

The Citi Double Cash Card credit limit is $500, at a minimum. Citi doesn't disclose an official maximum, but some cardholders report limits as high as $11,000. Just note that your actual credit limit will depend on your credit standing and income.