Since it opened its doors in 1963, Lincoln Heritage has specialized in one type of life insurance: final expense. Its Funeral Advantage policy is tailored to those who want to purchase coverage to take care of their funeral, burial and end-of-life expenses.

We specialize in helping people cover their funeral costs and other final expenses. Cash benefits are paid within 24 hours, once a claim is approved. Whole life benefits available up to $20,000. No health examination necessary to apply, just a few health questions on the application.

Jack Londen Lincoln Heritage Life Insurance Company was founded by Jack Londen in 1963 - a time when final expense insurance claims could take several months to be paid to policyholders.

A prepaid funeral plan allows you to pay for the essential elements of a funeral in advance, either for yourself or for someone else. Plans typically cover many (though not all) of the costs associated with a funeral, such as a coffin and a hearse.

The other big disadvantage of funeral insurance is the fact that a funeral will still need to be arranged once the lump sum has been paid, so family members or friends will be adding another job to the list during what can be a very difficult time.

A funeral service, whether traditional or more modern (memorial service or celebration-of-life), has two functions: to acknowledge the death and lifetime achievements of an individual and to bring grieving family members and friends together in support of one another during this difficult time.

A funeral plan is the easy way to arrange and pay for your funeral in advance, giving you comfort in knowing that costs are covered. It also allows you to choose how you want to be remembered, which can remove any uncertainty your loved ones may have about your final wishes.

The main advantage of life insurance is financial protection for your loved ones if you pass away. The biggest disadvantage of life insurance is the cost, though it's more affordable than you might think.

Disadvantages of Insurance

• Insurance Has Many Terms and Conditions. Insurance covers not all losses in a person's life or business situation.
• Long and Costly Legal Procedures.
• Fraud Agency.
• Not for all People.
• Potential Criminal Activity.
• Increases Cost.
• Additional Fees.
• Professionalism Gap.

A funeral provides for the dignified and respectful care of the deceased. The event itself is our way of paying special tribute to the life of a loved one and the positive influence they have had over our lives. Holding the service allows us to feel that we have done the right and honorable thing for them.

Benefits of A Traditional Funeral

• Assists in taking the first steps in the grief process by reinforcing the reality of death.
• Provides an opportunity to express feelings of grief.
• Encourages sharing of memories that celebrate and validate the life of the deceased.

Funerals are a difficult subject of conversation for most people. Pre-planning your funeral will alleviate stress and anxiety caused by the thought of death, and it allows you to have complete control over the vital decisions involved in celebrating the end of your life.