We offer two availability. Options available for processing. Tonight at no charge. And available immediately for a fee of one to four percent of the check amount with a five dollar minimum.

Limits: Most customers have a $6,000 daily and $10,000 monthly limit. Customers who qualify as a member of Preferred Banking programs have a $10,000 daily and $25,000 monthly limit.

Saturdays, Sundays, and federal holidays are not business days. Available for processing tonight – Funds are posted and available in the evening on the same business day, if the transaction is made before 8 p.m. Central time.

In most cases, funds from checks you deposit on a business day (business days exclude Saturday, Sunday and federal holidays) are available to you by the next business day. However, in some cases, funds may take longer before they are available for your use (up to 11 business days).

We offer two availability. Options available for processing. Tonight at no charge. And available immediately for a fee of one to four percent of the check amount with a five dollar minimum.

This can occur for a number of reasons, such as: We have reason to believe the deposited check won't be paid. You deposited checks exceeding $5,525 on any one day. Your account has been open less than 30 days.

We typically make all or a portion of the funds from a check available to you on the first business day 1 after you make the deposit.

In most cases, funds from checks you deposit before cutoff on a business day (business days exclude Saturday, Sunday and federal holidays) are available to you by the next business day*. In some cases, check deposits may be subject to holds that delay availability of funds.

If you purchase items on your CheckCard or make a deposit at a branch, you will be able to view those transactions through Regions Online Banking. Your pending transactions are located at the top of the Account Detail page.

A bank may hold a check longer if it's an unusual deposit, such as if you've never deposited a check from that payer before. A check may take also longer to clear if it's for a larger amount or is from an international bank. Checks from foreign banks usually require longer hold times because they take longer to verify.

Common reasons for placing a hold on a check or deposit include but are not limited to: Accounts with frequent overdrafts. New customer. High-dollar deposits that exceed the total available balance in the account.

After the check is received, banks use a variety of data points to make a judgment about the validity of the check. The data acquired is centered around the good standing of the check issuer's account, availability of funds to make the deposit, and the amount of money requested for deposit.