Reward cards are issued by U.S. Bank National Association, pursuant to a license from Visa U.S.A., Inc. Cash back is earned on eligible Net Purchases. Net Purchases are purchases minus credits and returns.

It's free to join. The balances of these consumer accounts combine to determine your current rewards and benefits tier. *Qualifying balances include consumer accounts where the account is open and you are an account owner.

Service Benefits

• 24/7 Account Access. Use Online Banking or in the U.S. Bank Mobile App to make a payment, check your balance, view transactions, lock/unlock your card, add a travel notification and much more.
• Fraud Protection.
• Digital Payments.
• Choose a Payment Due Date.
• Set up AutoPay.
• Set Account Alerts.
• Your Credit Score.

U.S. Bank Select Rewards cardmembers may earn three (3) points per dollar on Net Purchases (purchases minus credits and returns) at merchant locations within their chosen reward category at time of application. All other Net Purchases may earn one (1) point per dollar.

You cannot use your card to get cash from an ATM or cash back when you make a purchase using the card. Can I reload my card? No, you cannot add more money to the card.

There are two ways to use your Rewards Card, either select credit and sign or select debit and enter your PIN. You can use your card when making purchases from any merchant that accepts Visa debit cards worldwide.

Monthly Maintenance Fee $24.95 Waive Monthly Maintenance Fee $25,000 in combined personal deposits, credit balances with U.S. Bank and/or investments* through U.S. Bancorp Investments.

Are rewards credit cards worth it? In most cases, yes - as long as you're not carrying a balance on which you will have to pay interest, and the annual fee (if the card charges one) is less than the value of the rewards you earn each year. Here's what you need to consider when comparing your options.

Redeem your rewards in online banking Select your rewards card, choose Go to rewards & benefits, then select Redeem rewards. Choose the category you'd like to browse and follow the prompts to redeem.

Important: Cash back rewards will expire at the end of the calendar month 36 months after the billing cycle in which they were earned. The account must be open and in good standing to earn and redeem rewards.

Redeem your rewards in online banking Select your rewards card, choose Go to rewards & benefits, then select Redeem rewards. Choose the category you'd like to browse and follow the prompts to redeem.

Redeem Credit Card Points Online:

1. Access your Internet banking account.
2. Select the section for credit card "Rewards Points"
3. Choose how many points you want to redeem.
4. Select the desired reward option. There are many types to choose from. It can be cash credit, merchandise, or vouchers.
5. Confirm the reward you choose.