Structured settlement companies, also known as factoring companies, buy structured settlement or annuity payments for a lump sum of cash. These companies allow quick access to a large sum instead of waiting for scheduled payments.

Companies That Buy Structured Settlement

• AnnuityFreedom.net. (877) 547-3672.
• JG Wentworth. Website: jgwentworth.com.
• Annuity.org. Website: annuity.org.
• DRB Capital. Telephone: (888) 981-8703.
• Fairfield Funding. Telephone: 855-296-0985.
• Novation Settlement Solutions. Telephone: (888) 797-3740.
• RSL Funding.
• Stone Street.

Selling your annuity provides you with a lump sum of cash. That leaves you free to put a down payment on a house, alleviate larger debt or pay college tuition. It is also important to remember that selling your entire annuity does not mean you will receive the full value of the contract.

However, the selling process typically works like this:

1. Research annuity sales companies. Look for companies that have a history of good service and good independent reviews.
2. Receive a quote.
3. Consult with an expert.
4. Complete the paperwork.
5. Receive your money.

Bottom line: the best structured settlement companies pay you the most AND provide the best in customer service. RSL Funding has blown competitors like JG Wentworth and Peachtree out of the water on lump sum offers. In fact, RSL offered $7,000.00 more on average than JG Wentworth in 2018*.

In terms of whether the company is trustworthy, JG Wentworth is a legitimate business that has an A+ rating from the Better Business Bureau (BBB). Its doors have been open since 1991 and it has since served over 130,000 customers.

Selling your annuity lets you trade future payments for immediate cash. There are several reasons for selling your annuity. Here are some of the most common: Inflation is shrinking the purchasing power of your annuity payments. You need the money to pay for education costs for yourself or your child.

Selling an annuity could be a better choice than receiving a stream of payments over time if you have specific financial goals you're trying to achieve. For instance, many people sell annuities from an insurance company to pay off debt, whether it's medical expenses, credit card balances, or personal loans.

In exchange, you receive periodic payments in the future. Selling your annuity means giving up the ability to receive a stream of payments from your insurer in the future. You are exchanging those future payments for a chunk of cash now.

In terms of whether the company is trustworthy, JG Wentworth is a legitimate business that has an A+ rating from the Better Business Bureau (BBB). Its doors have been open since 1991 and it has since served over 130,000 customers.

On November 8, 2017, J.G. Wentworth filed for Chapter 11 bankruptcy for the second time in nine years. JGWE stock plummeted as much as eighty-seven percent on 10 November 2017. The company was expected to emerge from bankruptcy in or around January 2018 after coming to an agreement with lenders prior to filing.

Pre-settlement funding in 5 steps

1. Contact JG Wentworth. Either fill out our quick online form, or call and talk to one of our representatives.
2. The company contacts your attorney.
3. Your attorney receives an agreement.
4. Review and sign the agreement.
5. Claim your cash.