What kind of company is 21st Century Insurance?

21st Century Insurance is a California-based car insurance company that was founded in 1958. It specializes in providing vehicle insurance policies to customers across the United States. Its headquarters are located in Wilmington, Delaware.

The company was originally called 20th Century Insurance, and it offered only auto insurance policies. In 2005, the company was bought by AIG and rebranded as 21st Century Insurance. Since then, the company has expanded to offer other types of insurance coverage, including homeowners, renters, and umbrella insurance policies.

21st Century Insurance prides itself on being a customer-focused company that leverages technology to streamline its operations and improve the overall customer experience. The company has developed its own online portal where customers can manage their policies, file claims, and get access to various resources related to their insurance needs. In addition, the company also has a robust mobile app that allows customers to access their accounts and file claims on the go.

One of the unique things about 21st Century Insurance is its SmartRide program, which allows policyholders to earn discounts on their insurance premiums by demonstrating safe driving behaviors. The program uses a telematics device that tracks the driver's acceleration, braking, and speed. Based on these metrics, drivers can earn discounts of up to 30% on their insurance premiums.

Overall, 21st Century Insurance is a reputable company that has been providing quality insurance coverage to customers for over six decades. With its focus on customer service, technological innovations, and unique discount programs, the company has set itself apart from other insurance providers in the industry.